The second weekend of September brings to the market an awful lot of volatility. The uncertainty of the Federal Reserve's actions next week and the upcoming presidential election have unnerved a lot of investors. I forecast more volatility to come, so buckle up and hold on. Always remember these two things. If you are in the accumulation phase of your investment horizon, you should be glad the market is going down because you are buying companies and funds at cheaper and cheaper prices. If you are in the distribution phase of your life, remember to focus more on the income stream your investments pay out and less on their prices.