Broker Check

Archived Letters

Newsletters by Craig & Jay

April 24, 2018

Recently, I returned from an amazing trip to Kenya, Africa. It was my sixth time traveling to the African continent....

January 1, 2018 

Every quarter I write a client letter about something on my mind. Sometimes the topic is tax based, sometimes it is finance related.... 

October 1, 2017

It's hard believe that just a short 10 years ago one of the most revolutionary and disruptive product to ever hit the consumer market was unveiled: the "iPhone."

Throughout our lives, we are taught to save as much as possible.

The market keeps on rolling along positively.  Predicting the movement of the market up or down is a tricky job.

Recently, the number one question I have heard from clients is: what do I think about President Donald Trump?

October 5, 2016

Dear Clients: With the presidential primary election in the books and the general election right around the corner, many clients have asked about my thoughts on the upcoming election.

June 29, 2016

Dear Client, I was prepared to write our 2nd quarter letter about how nicely everything was going, but with the recent turmoil in Great Britain, I have decided to change topics and address it.

January 1, 2016

Dear Client, Happy New Year! Happy in the financial markets is questionable, though, as we opened up 2016 with one of the worst weeks in history.

July 1, 2015

Dear clients, We hope you are enjoying the lovely summer. Last week, dad and I attended our annual Cetera Advisor Networks Conference.

October 1, 2014

Dear Valued Client, Recently, I had the privilege of going on a trip with Cetera Advisor Networks to the Canadian Rockies. It is truly beautiful country.

June 6, 2014

Dear Valued Client: As we ride on this roller coaster called life, it is important we stop and perform maintenance checks on our journey so that we may be sure that our family and friends are considered and involved in our lives as time...


Over this lovely holiday break, my wife and I had a chance to get away from our twins for a night and see the movie "The Wolf of Wall Street." For those of you who don't already know, the movie chronicles the rise and fall of a rogue...

July 1, 2013

Dear Valued Clients,How quickly the seasons change. Summer is here and we are still remembering the past winter as if it was only yesterday. This type of change is very typical of financial markets. The buzz word now is “tapering” and...

April 15, 2013

Dear clients, Everything has a beginning and an end…It is time for our business to move to our new building. Back in 2002, Craig and I purchased Luigi Pietrantoni’s financial services business and since that time have occupied the upper...

January 11, 2013

Dear Clients, The year of 2013 will definitely bring change --- and the certainty of every New Year is that change will bring both the expected and the unexpected.

October 4, 2012

Dear Clients,Change, some people like it and some people hate it. Depending on how you deal with it determines whether the outcome is positive or negative.

July 9, 2012

Dear Clients: My family and I just got back from our annual trip down to southern California. We took our twins to Disneyland and the California Adventure Park and had a wonderful time, but while we were walking through Disneyland...

April 1, 2012

Dear Clients: Spring has arrived and I thought it would be interesting to compare real life with investing strategies. Here is a little story about what happened to me last week and the parallel we can draw.

December 2011

As we wrap up 2011, we close out one of the most volatile years ever recorded in market history. The unprecedented market movements made us feel like we were on a roller coaster ride all year long.

August 2011

Dear Clients, What a summer it has been. I feel like we were on a constant rollercoaster for the last two months. Up one day, down hard the next, just to repeat the process week in and week out.

August 08, 2011

Dear Clients:We are writing this letter in response to Friday evening’s announcement by Standard & Poor’s (rating agency) to lower the US Credit rating from AAA to AA+ and assign it a negative outlook.

July 1, 2011

Dear Valued Clients,How quickly the seasons change. Summer is here and we are still remembering the past winter as if it was only yesterday.

April 5, 2011

Dear Clients,In the 25+ years that I have been in the investment business, this past quarter has been the most news-dramatic that I can remember.